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- Flu shot clinics deemed success !!!Posted on: 2010-01-09In the last 2 months the Ringwood and Wanaque H1N1 Flu clinics were a success with around 800 peoplefrpom both boroughs participating. Each clinic had 40-60 volunteers and the police helped with traffic which made this process run smooth. The children who are 10 and under are due for their second shot next month but no date has been set yet. Please contact the township nurse for more information.Website:wanaque.org
- Bicycles Stollen in HaskellPosted on: 2009-10-20It either happened Sunday the 18th or Monday the 19th.
Two bicycles and a bicycle trailer were taken from under our stairs.
The 1st bike was a womens schwinn. It is blue with a schwinn big comfy seat, water bottle holder and the mount that the babys seat attaches to was on it. The 2nd bike was a mans moutain bike also with the big comfy schwinn seat. It was orange, i think it has silver, black or white swirled in it. It has a hand made fender on the rear tire, the fender itself fell off but the four metal peices sticking upward are still attached. The other thing was a blue and yellow schwinn bicycle trailer (you put your kids in it and pull it with the bicycle).
Please if you see our bicycles even though it is a long shot please contact the PD or email us. If you know someone who stole them or you did do it we just kindly ask for them to be returned.
We are so saddened by this and we saved for so long for these items, and the trailer was a meaningfull gift. We will even offer a reward. Please do the right thing.Email:nicolerauch14@yahoo.com - Property Taxes - Q & APosted on: 2010-07-27--------------------------------------------------------------------------------
Q: How do property taxes work?
A: Property taxes are what most homeowners in the United States pay for the privilege of owning a piece of real estate, on average 1.5 percent of the property's current market value. These annual local assessments by county or local authorities help pay for public services and are calculated using a variety of formulas.
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Q: Are property taxes deductible?
A: Property taxes on all real estate, including those levied by state and local governments and school districts are usually fully deductible against current income taxes. Check with your tax professional.
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Q: Where can I learn more about appealing my property taxes?
A: Contact your local tax assessor's office to see what procedures to follow to appeal your property tax assessment. You may be able to appeal your assessment informally. Mostly likely, however, you will have to go through a formal tax-appeal process, which begins with an appeal filed with the appropriate assessment appeals board.
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Q: How is a home's value determined?
A: You have several ways to determine the value of a home.
An appraisal is a professional estimate of a property's market value, based on recent sales of comparable properties, location, square footage and construction quality. This service varies in cost depending on the price of the home. On average, an appraisal costs about $300 for a $250,000 house.
A comparative market analysis is an informal estimate of market value performed by a real estate agent based on similar sales and property attributes. Most agents offer free analyses in the hopes of winning your business.
You also can get a comparable sales report for a fee from private companies that specialize in real estate data. You also can find comparable sales information available on various real estate Internet sites.
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Q: Are taxes on second homes deductible?
A: Interest and property taxes may be deductible on a second home if you itemize. Check with your accountant or tax adviser for specifics.
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Q: What is an impound account?
A: An impound account is a trust account established by the lender to hold money to pay for real estate taxes, and mortgage and homeowners insurance premiums as they are received each month.
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Q: Do all loans require impound accounts?
A: If you are taking out a FHA or VA loan, the lender can require an impound account to pay real estate taxes and hazard insurance premiums, as with a standard loan. Most conventional loans do not require an impound account.
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- HAPPY BIRTHDAY HAYDEN NORTONPosted on: 2010-07-13Hoping you had the best birthday on May 15th.
Congradulations !!! - Congradulations to the new members of the National Junior Honor SocietyPosted on: 2010-07-13Donald S., Megan F., Gabrielle M., Kevin G., Richard B., Michael D., & Arianna K. were inducted into the National Junior Honor Society during a ceremony on May 25th.
Congrats and keep up the good work. This is the next step of a successful school career and will definitly help you when you move onto college. - July 29th, 2010 Wanaque First Aid SquadPosted on: 2010-07-27Bingo benefiting Wanaque First Aid Squad
Each Thursday night :
Bingo begins : 7:30 PM
Wanaque First Aid Squad Building
5 Melrose Avenue
Wanaque, NJ 07465
- Meeting Cancelled !!!Posted on: 2010-07-27Board of Adjustment Meeting: CANCELLED
LEGAL NOTICE
BOROUGH OF WANAQUE
COUNTY OF PASSAIC
STATE OF NEW JERSEY
TAKE NOTICE: THE WANAQUE BOARD OF ADJUSTMENT MEETING FOR WEDNESDAY, AUGUST 4 , 2010 HAS BEEN CANCELLED DUE TO LACK OF AGENDA.
Jennifer A. Fiorito, Secretary
- Thinking of Buying a Home - You should try to save some money for a down paymentPosted on: 2010-07-27
Saving funds for a down payment should be part of an overall program to get your finances in order prior to shopping for a home. This includes rounding up financial records, examining your spending habits, and setting a budget you can live with. Remember, too, that the down payment is not the only up-front expense. An allowance for closing costs should also be included in your savings budget.
How much is required?
The down payment is usually expressed as a percentage of the overall purchase price of the home, and varies depending on the lender, the type of financing and amount of money being lent. In the past, the typical down payment was 20%, but in recent years lenders have been willing to offer conventional financing with as little as 3% down. U.S. Government financing programs, such as those offered by the Dept. of Veterans Affairs (VA) or the Federal Housing Administration (FHA), also require minimal down payments.
Private mortgage insurance
Typically, if your down payment is less than 20% of the purchase price, lenders will require you to carry PMI, or private mortgage insurance. This insurance protects the lender in case of loan default, and usually involves an up-front payment at closing, as well as a monthly premium. However, once you have paid off 20% of the loan, you can request the policy be canceled. Some lenders cancel the premium automatically, while others require you to make a request in writing.
Gifts
If you are having trouble saving enough money, many lenders will allow you to use gift funds for the down payment--as well as for related closing costs. The gift may come from family, friends or other sources, but remember that lenders usually require a 'gift letter' stating the gift doesn't have to be repaid. In addition, some lenders will also require you to pay at least a portion of the down payment with your own cash. Thus, if you plan to use gift money to purchase your house, ask your lender about their policies regarding gifts.
Earnest money
Buyers are usually required to deposit earnest money with the seller when they make an offer. If the offer is accepted, the earnest money is then credited towards the down payment. The amount varies widely depending on the seller and local custom, but be prepared from the outset to have funds earmarked for this purpose.
Don't forget closing costs
In addition to the down payment, you will also need to save for additional fees associated with the loan. Known as closing costs, these charges cover items such as title insurance, documentary stamps, loan origination fees, the survey, attorney's fees, etc. When you submit your loan application, lenders are required to supply you with a good faith estimate of your closing costs.
Some buyers are surprised by the amount of the closing costs, which can easily run into the thousands of dollars. Remember, though, that closing costs can be negotiated with the seller. For example, you may agree to pay the full asking price in exchange for the seller paying all the allowable closing costs.
- Would you rather pay your traffic ticket online????Posted on: 2009-09-04Here's the solution...Direct Payment of Motor Vehicle
Tickets can now be paid at the following website:
http://www.judiciary.state.nj/mcs/index.htm - Prescription Discount PlanPosted on: 2009-09-04Wanaque borough is pleased to sponser a prescription discount plan for the borough senior citizens and disabled residents. For a small annual fee, you can take advantage of a 10% to 40% discount off of your prescription drugs. Stop in borough hall for an application or call 973-839-3000 ext 7100
- Important WebsitePosted on: 2009-09-04http://www.afamilytown.org/
- New Program Initiated from Tax CollectorPosted on: 2009-09-04The tax collectors office of Wanaque Borough has initiated a new program that will email a reminder to you that your quarterly tax payment is due. This will be done every quarter and will be emailed several weeks in advance of the due date. The list is entirely private and is intended for this specifc purpose only and will not be given to any other agencies.
To sign up, call 973-839-3000 ext: 7125. Give the clerk your preferred email address and ask to be included in the next tax payment reminders. - Wanaque Food PantryPosted on: 2009-09-04Please help by donating either 1 item or 1 bag of groceries.
With so many families in need-many whom never needed assistance before- all packaged good are greatly appreciated and desperatly needed.
Such items as Peanut butter, Jelly, soups, vegetables, any single serve packaged snacks for kids to bring to school, canned meats,tuna, pastas,sauces, cereals and any dry products, paper products, anything for babies, soaps, shampoos, brushes,combs,toothpaste,toothbrushes,etc.
These items may be dropped off at borough hall to the town nurse;
Bernie McDavitt R.N./S.S. co-ordinator
You may call her with questions at 973-839-3000 ext: 7124 - SWINE FLU INFORMATIONPosted on: 2009-09-04The New Jersey Dept. of Health and Senior services has developed an H1N1 Influenza website with current information for local citizens, schools, businesses and goverment.
The website is available at http://nj.gov/health/er/swineflu/
This site contains the latest health advisories in both English and spanish.
Information is also available by calling 1800-321-9571 - Lakeland Regional HS board reorganizesPosted on: 2010-06-01New school board officers took the mantle at the Lakeland HS BOE 'reorganization'meeting on May 4th.
Eileen Lerro was elected the new board president and Marie Mahler was elected as vice president. Board incumbents were also sworn into thier terms at the meeting. LRHS Business Administrator, Michael Leary administered oaths of office to three of the four board incumbents: Eileen Lerro, Bruce Gibson & Carol Preus Gardner. Dr.Ken Koury was absent from the meeting.
ALSO, the LRHS school budget was defeated by 1,909 to 1,561.
All election tallies for both budget & candidates, are official and posted on the Passaic County website. - Lakeland students are given the oppurtunity to take college coursesPosted on: 2010-03-23Lakeland Regional High School and PCCC has opened up a program designed with the 'middle' student in mind. This program is not intended for the honor roll student who will be attending a competitive college but rather the students who are not sure of thier next step after graduation. This program gives them encouragement that college is within reach and a doable option and because PCCC is a community college it is financially easier on the parents wallets. Studends have 3 options to take college credit courses during thier senior year and then transfer those credits to many other colleges(but note: not all colleges will accept these credits). Good Luck students. And remember that EDUCATION IS THE KEY !!!
- Lady Lancer Summer Basket Ball CampPosted on: 2010-05-18Lakeland Regional HS will be hosting a basketball camp this summer during the week of July 12 - July 15 which will run from 9am to 1 pm for girls in grades 3-5. And girls in grades 6-9 will have a session from 9am to 3pm
For more info contact Erin Schultz - Girls baskeball coach at eschultz@lakaland.k12.nj.us - Congratulations to the Lancers Track & Field TeamPosted on: 2010-06-01Years of dedication result in county championship !!!
Lakeland Lancers boys track team WON the Passaic County Track and Field Championship. Many years of hard work finally paid off and made Lakeland Regional HS proud.
- Haskell Facelift advancesPosted on: 2010-06-01New Look for Ringwood Ave. stores. $167,000 is available for storefront/ commercial properties refacing thru an ordinance that was introduced at the May 10th Mayer & COuncil meeting and is set to be introduced at the June 14th public meeting in borough hall before being voted on. Budget issues had this project backed up from three months ago. The plan is to reface the 3 connected buildings across from the new town center.
- http://www.wanaqueborough.com/Posted on: 2010-07-06This link is to the townwide site for Wanaque. Please visit it to see what is happening in your town and for important information regarding the schools, town meetings, updates, clinics and more.
Please continue to visit our site as well as we display other important information and have message boards and free classified ads you can use.
We Thank you for your coninued support !!!
Tere Episale and staff - PAY TO PLAY.... Sports that isPosted on: 2010-07-13The Lakeland High School Board of Education is introducing a policy that would have families pay for thier children to be a part of any sports team in grades 9 thru 12. The fee is $150. which is due Aug. 15th. If you have more then 1 student involved in sports the fee is $225. per family. This fee is per year and does not guarantee game participation or specific positions. Parents seem to be in favor of this alternative proposal to retain freshman sports.
This is to SAVE freshman sports which would otherwise be taken out of the 2010/2011 budget.
For more information you can visit the school website or contact LRHSBofEd.
- St. Francis of Assisi Honor RollPosted on: 2010-07-13We would like to extend our congratulations to the following student for obtaining Honor Roll status:
Principal Honors:
Olivia B., Monica W. grade 4
Ashley L. grade 8
First Honors:
Grade 4 - Gabriela A., Eisa C., Natalie L..
Grade 5 - Miranda A., Matthew C., Jenna G., Amanda L.
Grade 6 - Victoria S.
Grade 7 - Frederick A., Joseph R.
Grade 8 - Jonathan D., Kaitlyn S.
Second Honors:
Grade 4 - Trinity D., Hailey M.
Grade 5 - Logan C., Joseph L.
Grade 6 - Christina C., Shannono M., Molly M.
Grade 7 - Kara A., Jake F., Amanda R., Barbara S., Lillian S.
Grade 8 - Keelin M., Christa M.
Again Congrats Students - October 23:Posted on: 2010-07-20The Far Hills Race Meeting is sponsored by Open Road Auto Group.
Moorland Farms, 50 Rt. 202 N., Far Hills, NJ 07931
One Day Event
October 23, 2010
8:00 A.M. to 8:00 P.M.
The annual Far Hills Race Meeting is a landmark event, gathering more than 50,000 spectators to experience the height of culinary skill, modern and traditional fashion, top thoroughbred jump racing and traditional camaraderie in an unbeatable social event. 2010 marks the 90th running of the Far Hills Race Meeting on Saturday, October 23rd at Moorland Farms, in Far Hills. The event has helped raise over $17 million to benefit Somerset Medical Center in Somerville, NJ. The Far Hills Race Meeting is sponsored by Open Road Auto Group.
The Moorland Farms grounds open to the public at 8 a.m. on Race Day. The Far Hills Race Meeting will be held rain or shine. For additional information, contact the Far Hills Race Meeting Association at 908-685-2929 or visit the association's Web site at farhillsrace.org.
- Child ID Cards Now Available at County Clerk Satellite SitesPosted on: 2010-07-20Child ID Cards are being offered by Passaic County free of charge at all Satellite Sites.
To obtain a Child ID Card for children between the ages of 3 to 17 years old, the following documentation must be presented:
The child's citizenship or legal status must be proven and one (1) of the following items must be presented:
U.S. Birth Certificate with parents' names listed. If not in English, must be translated and notarized.
Valid U.S. Passport
Naturalization Certificate / American Citizen Certificate
Alien Registration Card
If child has other than natural parent(s), one of the following must be presented:
Adoption Decree
Court Order of Custody
Court Order of Guardianship
Proof of Passaic County Residency:
A recent mailing (within the last three months) to the parent at the home address.
Parent of Legal Guardian must be present and provide either a valid NJ Driver's License or U.S. Passport or two (2) of the following items:
Social Security Card
Naturalization Certificate
Alien Registration Card
Government or Military ID Card
The other services offered by the County Clerk's Office at the satellite sites are:
Processing of Passport Applications, Renewals, and taking of Passport Photos
Notary Public Applications, Administration of Oaths, Renewals, and ID with Photo
Trade Name Search and Registration - Worn Flag Deposit BoxPosted on: 2010-07-20James McCartney VFW Post has placed a 'WORN FLAG DEPOSIT BOX' outside the Post home at 425 Ringwood Avenue, for all who wish to dispose of their worn or tattered US Flags. In this way, the VFW can dispose of them in a dignified manner as prescribed in the bylaws and regulations of the Veterans of Foreign Wars. US flags should never be disposed of in a disrespectful manner such disposing of them with the weekly garbage collection. The collection box is for US FLAGS ONLY.
- DIRECT WITHDRAWAL OPTION AVAILABLE for Tax PaymentsPosted on: 2010-07-20The Borough of Wanaque now offers residents an option to make tax payments via direct withdrawal. To participate in this program, please print out the Direct Withdrawal Form from behind the following hyperlink and submit to Borough Hall Tax Collector's Office. Thank you.
- Our Soilders whom you may know...Posted on: 2010-07-20Here is a link to see the soilders who are currently (or who have) serving in our military. They are your neighbors. They are from Wanaque !
http://www.wanaqueborough.com/honor.htm
Feel free to update the site if you know of anyone who is not listed. May God keep them safe !Website:www.wanaqueborough.com/honor.htm
